Loretta Albina Kokoszka was born on December 3, 1929 in Ambridge, Beaver County, Pennsylvania, to Michael Kokoszka, born in Poland, and Tillie Tomczak, born in Pennsylvania.

At the time of the 1940 Federal Census of Ambridge, Michael and Tillie Kokoszka had Florian (son), 15, Agnes, 13, Loretta, 10, and Eugene, 7.

Loretta married Unknown Sholtes. She died on August 24, 1989 in Chicago, Illinois.